How Women Think About Finance

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Image: stockimages by

If asked to women what she would like to do with her finance, they would stress upon the points such as securing a house, children’s education, and probably a car, whereas a man generally has a different set of plan for his finance. It is a common adage that “men buy shares from Mars and women have a savings account on Venus”. So, what are the characteristics that highlight difference of opinion between men and women?


The “Risk” factor

Studies reveal that men are generally more open to make decisions which involve certain amount of risk. Women on the other hand tend to make decisions which lead to stability. Well, this could be because of a number of factors, such as lack of confidence, less amount of money to invest, a different viewpoint of making an investment or lack of financial knowledge.

Viewpoint of making an investment

It is observed that men focus on long-term goals and retirement security. Although women also wants to do that but they want to first focus on the short-term and day-to-day finance management. This natural attitude of women makes them opt for secure investment.


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Shweta Kumari

Shweta is a writer, blogger, bookohlic, information seeker, women empowerment enthusiast, and a full-time mother. Her world revolves around her two boys - her kid and her husband. She is passionate about writing, reading, writing again, and then reading again…..and the cycle goes on.
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1 thought on “How Women Think About Finance

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